Investment planning
Invest With Purpose, Not Just Products.
Investment decisions should begin with the goal and financial plan - not with a product.
- ARN
- 181844
- EUIN
- E366971
- FPSB
- IN161733
How does Swayambhu approach investment planning?
Investment decisions should begin with the goal and financial plan, not with a product. Every investment decision is measured against six core criteria: goal, time, risk, liquidity, tax and implementation. We assist in implementing the plan through suitable, regulated vehicles where appropriate.
The evaluation framework
Every investment decision is measured against these core criteria.
-
Goal
What are you investing for?
-
Time
When will the money be needed?
-
Risk
What level of volatility can the plan accommodate?
-
Liquidity
When may the money be required?
-
Tax
What tax factors are relevant?
-
Implementation
Which suitable investment solutions may be used?
Potential solutions
We assist in implementing the plan through suitable, regulated vehicles where appropriate.
- Mutual Funds
- SIPs
- Goal-based investments
- SIFs, where authorized/available
- AIFs via authorized providers/intermediaries
- PMS via regulated providers
- Corporate FDs via authorized channels
- Other suitable regulated solutions
Important disclosure
We do not imply that every product is suitable for every client.
“Availability, eligibility, suitability, risk, fees, taxation and implementation depend on the specific product and applicable regulations.”
We focus on structured, risk-aware planning over market speculation.
Mutual Fund investments are subject to market risks, read all scheme related documents carefully.
Investment planning questions
Where should an investment decision begin?
Investment decisions should begin with the goal and financial plan - not with a product.
How is each investment decision evaluated?
Every investment decision is measured against these core criteria. Goal: what are you investing for? Time: when will the money be needed? Risk: what level of volatility can the plan accommodate? Liquidity: when may the money be required? Tax: what tax factors are relevant? Implementation: which suitable investment solutions may be used?
Which investment solutions may be used?
We assist in implementing the plan through suitable, regulated vehicles where appropriate: mutual funds, SIPs, goal-based investments, SIFs where authorized/available, AIFs via authorized providers/intermediaries, PMS via regulated providers, corporate FDs via authorized channels and other suitable regulated solutions.
Is every product suitable for every client?
No. We do not imply that every product is suitable for every client. Availability, eligibility, suitability, risk, fees, taxation and implementation depend on the specific product and applicable regulations.