Transparency & disclosures

Regulatory Transparency

Swayambhu Wealth & Legacy presents services according to the regulatory capacity in which they are provided. Regulatory registrations, licenses and professional qualifications should not be inferred from the brand name alone.

Mutual Fund Distribution Disclosure

Sachin Agarwal

• AMFI Registered Mutual Fund Distributor
• ARN: 181844
• EUIN: E366971

Current Credentials

• CFP
• LL.B.
• B.Com. (Hons.)
• Registered Insurance Agent

Sachin Agarwal is registered with AMFI as a Mutual Fund Distributor. Mutual Fund distribution services are provided in the capacity of an MFD and are subject to applicable SEBI regulations, AMFI guidelines, AMC requirements and the relevant product documentation.

Mutual Fund distribution may involve commission/trail remuneration from the relevant AMC, as permitted under the applicable framework.

Clients should understand the nature of the distribution relationship and applicable remuneration before investing.

Transparency & Conflict of Interest

Swayambhu Wealth & Legacy may provide financial planning and related services and may also facilitate or provide financial product distribution services in the applicable authorized capacity.

Remuneration Transparency

Different services may have different fee or remuneration structures. Where applicable, commissions, trail remuneration, brokerage, placement fees, referral remuneration or other permitted compensation will be disclosed as required by the relevant regulatory framework.

Such remuneration may create a potential conflict of interest.

We seek to identify, manage and disclose applicable conflicts and to treat clients fairly. Financial incentives should not be the sole basis for recommending any particular product or transaction.

Clients should understand:

• The capacity in which the service is provided
• Whether the service is advisory, planning, distribution or facilitation
• Applicable fees or remuneration
• Product risks and costs
• Relevant regulatory terms

No client is required to purchase a financial product merely because a consultation or planning discussion has taken place.

Where a service requires a specific regulatory registration, license or professional qualification, it will be provided only through the appropriately authorized person/entity.

Our Distribution Principles

Client Interest First

We seek to place the investor's interests at the center of our distribution process.

Suitability & Due Care

Investment discussions should consider the client's objectives, circumstances, risk profile and time horizon.

Transparency

Applicable remuneration and material conflicts are disclosed as required.

No Mis-Selling

We do not encourage product selection solely to achieve sales targets or financial incentives.

No Guaranteed Returns

Market-linked investment returns cannot be guaranteed.

No Rebate or Inducement

We do not offer or advertise rebates, gifts or inducements prohibited under applicable MFD rules.

Professional Conduct

We follow applicable SEBI regulations, AMFI guidelines and the AMFI Code of Conduct.

Product Specific Disclosures

Specialized Investment Funds (SIF)

SIF opportunities may be facilitated through appropriately authorized/eligible channels, subject to current SEBI/AMFI requirements, investor eligibility, suitability and product documentation.

SIF investments involve risk. Review the applicable fund documents, fees, risks, eligibility and other terms before investing.

Alternative Investment Funds (AIF)

AIFs are alternative investment vehicles for eligible investors and are subject to specific regulatory, risk, suitability and documentation requirements. AIF opportunities may be facilitated through appropriately authorized/registered AIF managers, distributors or intermediaries.

AIFs may involve higher complexity, limited liquidity and significant investment risk. Review the relevant PPM, fees, risks, liquidity terms and other documents before investing.

Portfolio Management Services (PMS)

PMS is provided by SEBI-registered Portfolio Managers. Where PMS opportunities are facilitated through Swayambhu's ecosystem, the actual PMS service is provided by the relevant SEBI-registered Portfolio Manager.

Review the Portfolio Manager's fees, risks, disclosures, performance information and terms before proceeding.

Corporate Fixed Deposits

Corporate FDs may be available through authorized distributors/intermediaries and are subject to the issuer's terms and creditworthiness. A Corporate FD is not the same as a bank FD.

Investors should review credit rating, issuer strength, tenure, interest, liquidity, taxation and applicable documents before investing.

Insurance Services

Insurance solutions may be provided in the applicable licensed capacity or through appropriately licensed insurance agents, brokers or other authorized intermediaries. Insurance products are subject to the insurer's terms, conditions, exclusions, underwriting and claim provisions.

Understand the Risk Before Considering the Return.

Every financial instrument carries specific considerations.

MF

Market & scheme-specific risks

SIF

Market, strategy & product-specific risks

AIF

Market, liquidity & complexity risks

PMS

Market & portfolio-management risks

Corporate FD

Issuer/credit & liquidity risks

Insurance

Policy terms, exclusions & underwriting

General Policies & Terms

Investment Disclaimer

Investment products involve risks. The value of investments may rise or fall, and investors may lose part or all of their invested capital depending on the product and market conditions.

Past performance is not indicative of future performance.

No representation on this website should be understood as a guarantee of future returns, capital protection or investment performance unless expressly provided in the applicable product documentation.

Investment decisions should consider the investor's objectives, financial circumstances, risk profile, time horizon, liquidity requirements, taxation and relevant product documentation.

Product-specific risks, fees, taxation, liquidity, eligibility and terms vary and should be reviewed before investing.

Planning & Product Implementation

Our financial planning approach focuses on understanding the client's overall financial situation and goals.

Where appropriate, financial products may be used to implement elements of a financial plan through the relevant authorized distribution channel or professional.

The capacity in which a service is provided will be communicated appropriately.

Mutual Fund Risk Disclosure

Mutual Fund investments are subject to market risks. Investors should read all scheme related documents carefully before investing.

This statutory warning applies to relevant communications and products. We follow prescribed SEBI/AMFI wording exactly wherever legally required.

What is EUIN?

EUIN (Employee Unique Identification Number) identifies the individual salesperson/employee/representative associated with a Mutual Fund distribution transaction.

EUIN: E366971